Posts tagged as:

Financial Professional

Are you a client or a customer? – Why does it matter?

May 27, 2009

Why does it matter if your financial advisor treats you as a client or a customer?  The answer is simple: the two words are legally very different and convey different rights.  A customer is defined as “a person who buys goods or services from another.”  A client is defined as “one under the care, protection, [...]

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The fall of Medicare and Social Security – the end of an era?

May 14, 2009

Can Medicare and Social Security be saved? Should they be saved? Finally, what are the consequences either way? Find out the truth about Medicare and Social Security.

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Disability Income – The Forgotten Insurance.

May 4, 2009

When most of us think about the month of May, we envision Cinco De Mayo, Memorial Day, or even the end of the school year, but did you know that May is also Disability Insurance Awareness Month? Disability Insurance is the type of insurance that pays in the event that you become ill or are [...]

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Buying Life Insurance Online – is it a good idea?

May 1, 2009

Buying anything online has its pros and cons, and life insurance is no exception.  While most would agree that life insurance is an important resource to have, not everyone agrees on the type of insurance one needs.  Many, like Suze Orman (See video) and Dave Ramsey (See video), tend to be adamant and vehement supporters [...]

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How the National Debt directly affects YOU!

April 26, 2009

The National debt is the result of a check- actually a whole bunch of checks- that the government has written without having any money in the account.  For you or I, this would be first and foremost illegal. Secondly, it would result in a ton of overdraft charges. This would eventually lead to an inability [...]

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The true value of permanent life insurance.

April 16, 2009

Life insurance has many different uses.  The first uses for modern insurance in the US were to ensure that you were protected from the unexpected.  Insurance eventually evolved to where its basic premise came to be thought of as spreading the risk among others, so that individuals could trust that they or their survivors would [...]

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Asking the tough questions – how to interview a financial advisor.

April 13, 2009

      Interviewing a financial advisor is just like interviewing a prospective employee.  In fact, a financial advisor is just that, an employee hired by you, to assist you with your financial needs. Unfortunately, many advisors feel that you work for them, their families, and ultimately their financial needs.  Nothing is worse than a [...]

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How to find a qualified “Financial Professional”.

April 11, 2009

Finding a “Financial Professional” seems easy enough, flip through any phonebook or type in “life insurance”, “financial planning”, or “estate planning” into any search engine and you will be bombarded with more so-called advisors than you can handle. He is a word of advice, don’t bother wasting your time.  While a search engine or even the [...]

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Theory of Constraints – is your financial advisor holding you back?

April 10, 2009

The theory of constraints was first introduced to me by sales and marketing expert Chet Holmes.  He stated that “a leader is the ultimate constraint on any organizations success”.  This idea intrigued me and inspired me to provide an unconstrained approach to finances. It further allowed me to come to the conclusion that “the advisor [...]

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What is a “Financial Professional” and why you need one.

April 9, 2009

I have a problem.  I watch the news and constantly see Suze Orman ( http://www.suzeorman.com) and other so-called “Experts” on financial matters giving generic and even bad advice.  As “Experts” shouldn’t they take the time to ask a few questions and ensure that they have a proper “diagnosis” prior to “prescribing” a solution? One of my favorite [...]

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